Terms and Conditions

Valorfiel is a financial education platform that provides informational content, guidance tools, and educational materials on personal finance. It is important to note that: • We are not a financial institution regulated by the Central Bank of the Argentine Republic (BCRA). • We do not provide financial, investment, insurance, or personalized advisory services. • All published content is exclusively educational and informational in nature. • The quotes and data displayed are merely indicative and may differ from actual market values. • Potential returns mentioned are risk-adjusted and do not guarantee results.

You agree to use the Site lawfully and in accordance with these Terms. It is expressly prohibited to: • Use the Site for unlawful purposes or contrary to Argentine law. • Reproduce, distribute, or modify the contents of the Site without prior written authorization. • Attempt to access restricted areas or internal systems of the Site. • Use automated tools (bots, scrapers) to extract content from the Site. • Impersonate another person or entity when using our forms.

All contents of the Site — including text, graphics, logos, icons, images, design, source code, and data compilation — are the exclusive property of Valorfiel S.R.L. or its licensors and are protected by the intellectual property laws of the Argentine Republic (Law No. 11,723) and applicable international treaties. Any total or partial reproduction without express authorization is prohibited.

The content of the Site is provided 'as is' and 'as available,' without warranties of any kind, express or implied. Valorfiel does not guarantee: • The accuracy, completeness, or timeliness of any quotes, rates, or numerical data presented. • That the Site will function uninterrupted or error-free. • That the results obtained from the use of the Site's information will be accurate or reliable. • That the Site is free from viruses or other harmful components.

Valorfiel S.R.L. shall not be liable for direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Site, including but not limited to financial losses resulting from decisions made based on the information presented. Each user is responsible for their own financial decisions and should consult with a qualified professional before taking any financial action.

The Site may contain links to third-party websites that are not under our control. Valorfiel is not responsible for the content, privacy policies, or practices of such sites. The inclusion of links does not imply approval or endorsement thereof.

By submitting information through our contact form, you declare that the data provided is truthful and accept that we use it exclusively to respond to your inquiry in accordance with our Privacy Policy.

Valorfiel reserves the right to modify these Terms at any time without prior notice. Modifications will take effect upon publication on the Site. Continued use of the Site after the publication of changes constitutes your acceptance thereof.

These Terms are governed by the laws of the Argentine Republic. For any dispute arising from these Terms or the use of the Site, the parties submit to the exclusive jurisdiction of the National Commercial Courts seated in the Ciudad Autónoma de Buenos Aires, waiving any other jurisdiction that may correspond to them.

For any inquiries about these Terms and Conditions: Valorfiel S.R.L. Av. Corrientes 1234, Floor 8, Office 801 C1043AAZ — Ciudad Autónoma de Buenos Aires Argentina Tax ID (CUIT): 30-71856492-7 Email: contacto@valorfiel.com